Well updated, large duplex showcasing owner’s pride, offering two spacious 4-bedroom units, making this a perfect investment opportunity without the worry of maintenance issues. The new kitchens feature granite countertops and new hickory cabinets. They are also equipped with brand-new stainless steel appliances and beautiful tile backsplashes. All new luxury vinyl and tile flooring have been installed, along with fresh paint throughout. Enjoy the charm of the new oak front entrance and steps, paired with brand-new heating systems. Both bathrooms have been updated, featuring new white railing/spindles that provide a modern touch. Washer/dryers are included in both units, and the property has separate utilities. A well-maintained basement, open for storage, adds to the property’s value. Outside, enjoy a newly sealed driveway, a spacious backyard with grills, patio furniture, and a gazebo, all of which are included with the property sale. Tenants benefit from common area amenities such as a gazebo, picnic table, and fire pit. Act fast, as this opportunity won’t last long.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,285 | $2,230 | $2,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.