This charming 3-bedroom, 2. 5-bathroom colonial offers a perfect blend of comfort and nature. The spacious home features a front-to-back, fireplaced living room ideal for relaxing or entertaining. The large kitchen has plenty of cabinetry and is open to the elegant formal dining room. The generously sized bedrooms provide ample space for rest and retreat. Step outside to a lovely deck with serene views of the surrounding rocky, wooded landscape, and enjoy the privacy of a peaceful side yard. Attached 2 car garage. Nestled in a quiet setting, this home has access to Emerald Lake with playgrounds, beaches, boating, and fishing. There are also nearby hiking trails. Drift off to sleep with the soothing sound of a babbling brook just across the street. This home offers both convenience and tranquility.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,017 | $1,380,567 |
Total Monthly Payment | $2,782 | $2,728 | $1,381,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.