Look no further- Beautiful sprawling ranch nestled on a lush 1/2 in the heart of East Setauket, this beautifully maintained home offers single- floor living at its finest. As you step inside, you'll be greeted by a light and airy atmosphere with a wonderful floor plan. This inviting residence features 4 bedrooms, 2 full bathrooms, hardwood floors, living room, formal dining room updated kitchen equipped with stainless steel appliances and mudroom. The cozy family den includes wood-burning fireplace, perfect for the chilly nights. The primary bedroom boasts a private new ensuite bath, adding a touch of luxury. Additional highlights include-fresh painted rooms, large full basement for storage with garage access to 2 + car garage, black top driveway, matures trees and landscaping, newer exterior siding, some windows replaced, New Roof 2020 , front door & garage doors, newer front walkway and plantings, new cesspool in 2019, new central air conditioning (CAC 2024) new 200-amp electric service 2024. The backyard is a serene retreat with a sunny, peaceful private atmosphere. Enjoy summer days in the in-ground swimming pool, complete with a fully fenced entertaining area. The entire backyard is also fenced to ensure safety. This homes combines comfort, modern updates and outdoor enjoyment. An added bonus Its location is just minutes away from Three Village schools, Stony Brook Hospital & Stony Brook University.
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Our Executive Mortgage Banker:
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$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,570 | $1,570 | $1,570 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,912 | $3,908 | $4,959 |
Total Monthly Payment | $5,574 | $5,570 | $6,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.