Bardonia, NY - Award-Winning Clarkstown Schools! Welcome to this stunning 4-bedroom, 3-bathroom Raised Ranch located in one of Bardonia's most desirable neighborhoods. Nestled on an expansive nearly 3/4 acre lot, this home boasts impeccable landscaping that offers both beauty and privacy. The upper level features gleaming hardwood floors and an open-concept kitchen and dining area, with two oversized skylights filling the space with natural light. The dining room includes a convenient slider that leads directly to a large deck, perfect for outdoor entertaining and enjoying the tranquil surroundings. The spacious living room, with its large bow window, is perfect for relaxation. Upstairs, you'll find three well-appointed bedrooms and two full bathrooms. The lower level is equally impressive, featuring brand new Mohawk laminate flooring throughout. It offers a versatile family room, an additional bedroom, a full bath, and a convenient laundry area, making it ideal for guests or extended family living. This home has been lovingly maintained by its original owners, ensuring every detail has been thoughtfully cared for. Additional highlights include a 2-car garage with a large driveway, providing ample parking. Situated in a peaceful neighborhood, yet close to shopping and public transportation, this property offers the perfect blend of tranquility and convenience. Don't miss your chance to make this beautiful home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,225 | $1,225 | $1,225 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,287 |
Total Monthly Payment | $4,728 | $4,640 | $5,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.