**High and Dry(Flood Zone X)-NO damage or flooding from Hurricane Helene or Milton. **
This stunning block home in Central Oak Park offers exceptional curb appeal with a wooden fence and freshly planted tropical landscaping. The exterior features a fresh coat of paint in modern, neutral tones, enhancing its welcoming aesthetic. Inside, the open concept design seamlessly integrates the living, kitchen, and dining areas, showcasing restored original hardwood floors, new baseboards, and an abundance of natural light from large windows, all equipped with tinting to minimize heat. The kitchen boasts newly designed soft-close shaker cabinets in warm wood tones, brand new stainless steel Frigidaire appliances, a contemporary range hood, white flooring and backsplash, and a deep under-mount sink, creating a bright and inviting culinary space.
Both bathrooms have been updated with modern tile, stylish vanities, mirrors, and fixtures. The two well-appointed bedrooms on the east side feature fresh paint and refinished hardwood floors. A versatile bonus room with ample windows is perfect for an office, playroom, or potential mother-in-law suite and includes a separate entrance to the rear porch. The primary suite includes two built-in closets and a luxurious bathroom featuring a walk-in shower with aloe tile, a new toilet, vanity, and mirror.
Outdoor living is enhanced by a generous screened-in patio ideal for entertaining guests, as well as a fenced backyard with pavers to host outdoor activities and gatherings. There is also a rear parking pad accessible through the alley.
Other recent updates include a new roof with hurricane clips installed(2023), a newer AC unit.
Conveniently located near public transit you can hop on the Sun Runner and be downtown in about 10 minutes. Close proximity to the interstate and beaches, this property is a true gem.
The seller may entertain concessions based on offers. Schedule your viewing today to explore this exceptional home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,155 | $2,766 |
Total Monthly Payment | $2,460 | $2,433 | $3,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.