Under contract-accepting backup offers. Welcome to your dream waterfront retreat in the heart of Punta Gorda, FL! This charming double-wide manufactured home possesses over 1, 500 sq. ft. of comfortable living space and is perfectly positioned on a direct access canal ideal for sailboats and is just a 15 min boat ride to the spectacular Gasparilla Sound "Charolette Harbor". Imagine waking up each day to serene canal views from your expansive back deck, where you can relax and enjoy the sparkling waters just steps from your door. This well-maintained residence features an open and airy layout with generous living areas, perfect for entertaining or simply unwinding after a day of boating. This home also boasts an ap-operated Irrigation system and a refreshing Reverse Osmosis System. The property is situated in a delightful, quiet community that offers both tranquility and convenience. Enjoy the best of both worlds with downtown Punta Gorda only a short drive away, while the popular Riviera Restaurant is just down the street—ideal for a casual bike ride or a leisurely stroll. Additional highlights include a practical outbuilding for extra storage and ample space for all your outdoor needs. Whether you’re an avid sailor or simply seeking a peaceful retreat close to vibrant local amenities, this home offers the perfect blend of location, lifestyle, and leisure.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,478 | $2,476 | $3,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.