Come check out this beautiful ranch in Florence situated equidistant between downtown Northampton and downtown Easthampton. This sweet & cheery two bedroom is perfect as a starter home or for those looking to downsize. Hardwood floors throughout. The kitchen was recently renovated with black granite counters, new cabinets and stainless appliances. The primary bedroom was expanded but can be converted back to a 3 bedroom home. Easy care and low maintenance. Two mini-splits offer efficient heat and air conditioning, keeping heating oil costs per year at a minimum. Enjoy the convenience of two outdoor sheds with tons of storage space and a fenced in backyard. Great landscaping potential for some terraced gardens. Enjoy the fire pit area and take a dip in the above ground pool during hot summers. Close to colleges, wineries/breweries, parks, an awesome bike path, hiking trails and the arts, music and great restaurants in the area. First Showings begin Sat. 10/5 11-1: 00 & Sun. 10/6 1-3: 00.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | First |
Kitchen | Flooring - Hardwood, Dining Area, Pantry, Exterior Access, Stainless Steel Appliances, Lighting - Overhead | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Exterior Access, High Speed Internet Hookup, Lighting - Overhead | First |
Master Bedroom | Closet, Flooring - Hardwood, Attic Access, Lighting - Overhead | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $1 | $1 | $1 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,580 | $1,081,167 |
Total Monthly Payment | $1,698 | $1,656 | $1,081,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.