**This property qualifies for a closing cost credit up to $1, 700 through the Seller’s preferred lender. ** Don’t miss out on the opportunity to own this charming 2-bedroom, 2-bathroom home located in the Darby Downs community of Ocala. As you make your way into the quaint community, you’ll find this home tucked up at the front on the right! Make your way inside to find the cozy kitchen with the oversized window drawing in the natural light. The pass-through window provides views directly to the back of the home creating an open concept feel. The spacious living room provides high ceilings and sliding glass doors leading out back to the Florida room. Through the hall you’ll find the guest bedroom and bathroom and the primary bedroom. This room features a walk-in closet, ensuite, and 2nd set of sliding glass doors leading out back. The Florida room offers wall to wall windows with greenery views in all directions for a serene space to relax after a long day. Located just 10 minutes from downtown Ocala, you'll have easy access to the vibrant local scene, including the Appleton Museum and the Civic Theatre. Schedule your private showing today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,182 | $1,518 |
Total Monthly Payment | $1,347 | $1,331 | $1,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.