Popular Heritage Oak Park Villa! Rarely available w/only 16 units like this on this quiet cul-de sac street Private wooded view from the screened lanai! Villa has a roomy 1561 sq. ft. under air & offers 3 bedrooms, 2 full baths & a large 2 car garage! Comes Fully Furnished except no mattress/springs in master bedroom. Features inc. a large great room w/tray ceiling, glass sliders out to the lanai, & is open to the kitchen, which is great for entertaining. Kitchen has a breakfast bar, tubular skylight, raised panel cabinets & is equipped with deluxe kitchen appliances. Off the kitchen is a large dining area & a built in desk area w/cabinets. Master bedroom is very roomy w/a door to access the lanai, good-sized walk-in closet & has an ensuite master bath w/garden tub, walk in shower, private toilet area, dual sinks & tubular skylight for light. Interior laundry room w/deluxe full-size washer & dryer w/upper cabinets for storage & laundry tub. Split bedroom floorplan with second bath conveniently located off the hallway by the 2nd & 3rd bedrooms & has a tub shower. There is also a pantry/linen closet in hallway. Other upgrades & features inc. volume ceilings thru-out, newer plank luxury vinyl flooring in main areas & 3 bedrooms, tile floors in both baths, laundry & lanai, tiled front entry, glass insert in front entry door, accordion hurricane shutters thru-out, window treatments & ceiling fans thru-out, new shingle roof in 2018, new A/C-Heat in 2022, & new water heater in 2017. Garage has pull down staircase, 2 storage cabinets, work bench, extra refrigerator, generator (as is), & golf cart (needs battery) included. (This group of villas are condos so exterior of villas is taken care of by the association. ) Low Quarterly fee of $735 Qtr. Heritage Oak Park is an active gated community located in the Murdock area of Port Charlotte! It offers a large clubhouse, heated pool, fitness room, billiards room, library, tennis courts, pickle ball, shuffleboard, bocce ball & a walking trail around the large lake! There is an activities director on staff planning many activities for your enjoyment! Built around all the old oak trees you feel like you are in the country yet it is only walking distance of Publix, the YMCA, and only a short drive to major shopping & restaurants!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,967 | $2,496 |
Total Monthly Payment | $2,551 | $2,574 | $3,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.