Charming 1834 Home with Modern Updates & Potential Conversion Step back in time with this beautifully preserved 1834 gem, featuring modern amenities and old-world charm. Originally a two-family house, this property holds the potential for conversion back, offering flexible living options. Inside, you'll find a modern kitchen that seamlessly blends with the home's historic character. The current owners have enhanced the space with thoughtful updates while preserving its unique charm. Enjoy your favorite spot on the second-floor sitting room, a perfect retreat for relaxation. The fenced-in back meadow provides a serene outdoor space, ideal for unwinding or entertaining. A large rear deck and a circular driveway add to the property's appeal, making it both functional and inviting. Located close to all Mystic's many amenities, you'll be just an easy drive away from Rhode Island and Connecticut beaches. For remote workers, the home's cozy atmosphere and tranquil setting afford a productive and peaceful environment. Plus, with Mystic River just a short walk away, you can bring your kayak and enjoy the beauty of the water at your leisure. This unique property combines historic charm with modern convenience-don't miss your chance to make it your own!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Tile Floor | Main |
Family Room | Ceiling Fan,Hardwood Floor | Main |
Full Bath | Stall Shower,Tile Floor | Main |
Full Bath | Tub w/Shower,Hardwood Floor | Upper |
Kitchen | 9 ft+ Ceilings,Granite Counters,Pantry,Tile Floor | Main |
Living Room | Main | |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,541 |
Total Monthly Payment | $3,303 | $3,300 | $4,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.