Enjoy living year round in this charming country style home offering 3 bedrooms and 2. 5 baths on the shores of Lake Champlain in beautiful North Hero, VT! It’s situated on a private westerly facing lot with 2. 36 acres and 100’ of direct lakeshore. The unique picturesque lawn is so gradually sloping to the waters edge it offers a natural boat launch. The large wrap around deck with awnings is ideal for entertaining and enjoying those awe inspiring views and sunsets. . Most hobbyist would be envious of the enormous 28x40 two story garage with insulated downstairs, complete with water, electricity, wood stove hookup and 12 ½ foot ceiling. The stairs leading upstairs offer a full attic space for storage OR use your imagination! This property has been meticulously maintained and updated with new siding in 2024!!! Docks and boat mooring included with sale!! Within a short 45-minute commute to Burlington, VT or Plattsburgh, NY and 1 hour to Montreal. This turn key property must be seen to fully appreciate. Call today for your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $774 | $774 | $774 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,397 |
Total Monthly Payment | $5,123 | $5,119 | $6,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.