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38 Bryant Street, Cumberland, RI, 02864 | $575,000
Welcome to 38 Bryant St. in Cumberland. This home is available once again as the LENDER COULD NOT COMPLETE THE LOAN FOR THE PREVIOUS BUYER. THE PROPERTY APPRAISED AT 611K. Great opportunity to purchase this nice two family property. Each floor is 1084 SQ FT and features three bedrooms on each floor. Separate gas heat and electric. Roof on house and garage is new/updated and the home was recently vinyl sided. Beautiful fenced in yard on a corner lot that measures 9583+/- SQ FT. Two car garage is 400 SQ FT and has automatic door openers and makes a fantastic workshop or storage area. First floor is vacant with recently remodeled kitchen/pantry area, dining room and three bedrooms all with hardwood floors. Bathroom floor has radiant heat/thermostat controlled. Entry area has hookups for a washer/dryer unit. Second floor Tenants are fantastic, are MTM and would like to stay. Two gas steam boilers with newly installed automatic water feed units, two gas hot water heaters, washer and dryer units for second floor tenants in basement. All appliances will convey. Attic has blown in insulation. Two front porch areas recently painted and plenty of storage room in the basement. Multi-family properties are so tough to find in Cumberland and this one is a total winner. Cumberland two family homes do not come up very often so come by and check it out at the open house.
Features
- Amenities: Near Schools,Public Transportation
- Rooms: 12
- Bedrooms: 6
- Baths: 2 full
- Units: 2
- Laundry: Common Area
- Year Built: 1930
- Garage: 2-car Detached,Garage
- Heating: Gas,Steam
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Acreage: 0.22
- Est. Taxes: $5,484
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Water Heater,Water HeaterRented,Washer
- MLS#: 1369983
- Website: https://www.raveis.com
/prop/1369983/38bryantstreet_cumberland_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Bryant Street, Cumberland, RI, 02864
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $457 | $457 | $457 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
| Total Monthly Payment | $3,648 | $3,606 | $4,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB