No hurricane damage in this beauty, or worries about exterior insurance!! Discover over 2, 300 sq. ft. of luxurious living in this stunning 3-bedroom + den/office, 2-bathroom condo with cathedral ceilings and a screened-in lanai overlooking the pool and spa. Enjoy a peek-a-boo view of Terra Ceia Bay from this second-floor unit in the gated community of Palms of Terra Ceia, offering resort-style amenities and serene surroundings. Being on the 2nd floor, allows for quick access down the elevator and off to your next activity, in no time.
Featuring newer appliances, plantation shutters, custom window treatments, and granite countertops throughout, this condo is move-in ready with furnishings optional. The kitchen is a dream, complete with under-cabinet lighting, pull-out shelves, and ample storage. Huge primary suite with sitting area, ensuite bathroom with jacuzzi tub & separate shower. Custom built-ins in not one, but two primary closets, large 2nd bedroom with walk-in closet and two extra storage areas add to the convenience.
Community amenities include a half-mile nature path, pickleball and tennis courts, an awesome clubhouse with restaurant, pool, spa, and grill area. With under-building garage parking, sidewalks, and community golf course, you'll enjoy the perfect balance of tranquility and recreation. Located just 5 miles from the interstate, so if you must. . . commuting is a breeze!!
Check it out! https: //media. vidsmart. net/videos/01923b39-1dbd-71e9-9a90-48be60c1cb3f
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,750 | $3,747 | $4,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.