4 Ryerson Road, Warwick, NY, 10990 | $439,000

As you turn onto Ryerson Road, you'll slip into the charming hamlet of New Milford, where timeless beauty and nature blend seamlessly. Step through your front gate, past the gardens and along the paver walkway, until you arrive at the welcoming Front Entry of this quaint 1840s home. The Living/Dining Room with new windows, wooden floors, and cozy wood fireplace, embraces you like an old friend. The Kitchen, a delightful mix of modern convenience and rustic charm, boasts stainless steel appliances, including a Vulcan Stove, and butcher block countertops, perfect for whipping up your favorite meals. Step out the back door onto a spacious deck, where two trout streams flow peacefully nearby, offering a serene escape an ideal spot to sip your morning coffee or host gatherings amidst the natural beauty. Back inside, the first floor also features a full bath, laundry/furnace room, and a convenient 1 and a half car garage. Upstairs, you'll discover a newly carpeted primary bedroom, a full bath with a river slate tiled floor and skylight. An additional bedroom with two new windows and a custom built-in closet unit completes the second floor. A New 30 year Roof, with architectural shingles, will be completed in October. Outside, wander through the lush gardens, enjoy the calming sound of the streams, and appreciate the fenced yard, perfect for pets. A charming Shed, under the holly tree, provides extra storage space, completing this perfect, peaceful retreat. Also included in the sale is an additional lot of . 14 acres that borders St Rte 94 S. (Tax Map ID 50-1-6) Just across the street lies a "truly a farm-to-table restaurant" as recognized by the New York Times. The historic village of Warwick, only 3 miles away, boasts beautiful shops, restaurants, parks, breweries and wineries. Located 50 miles from the GWB, there is also an express bus to NYC. Whether full-time, or as a weekend getaway, this is a great place to escape the hustle and bustle of life!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Two Story, Farmhouse
  • Year Built: 1840
  • Garage: 1-car Attached
  • Heating: Oil, Baseboard
  • Cooling: Window Unit(s)
  • Basement: None
  • Approx Sq. Feet: 1,318
  • Acreage: 0.39
  • Est. Taxes: $6,553
  • Lot Desc: Level
  • View: Water
  • Water Front: Yes
  • Elem. School: Sanfordville Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Water Purifier Owned, Stainless Steel Appliance(s)
  • MLS#: H6328991
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/H6328991/4ryersonroad_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-986-4848

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

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4 Ryerson Road, Warwick, NY, 10990

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $546 $546 $546
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,220 $2,218 $2,868
Total Monthly Payment $2,841 $2,839 $3,489

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.