Introducing a rare opportunity to own a unique one-bedroom 1. 5 bath unit, featuring 920 square feet of living space—one of only seven in the entire complex. This one is located in popular Village 4 and, from the largest screened lanai available, overlooks the golf course with Tampa Bay to the side. Enter to a private foyer off of which is an extra closet, full size laundry room, with cubby storage, and half bath featuring a newer vanity, an extra storage cabinet and tile flooring. . Then you will find a large kitchen with room for a small table or coffee bar, solid surface counter tops on wood cabinets, black and stainless appliances, tile backsplash, a desk and more. A spacious living and dining area with crown moulding and a wall of sliding doors leads to that massive porch. From the porch you’ll enjoy watching golfers and birds. The very private bedroom area with en-suite bath and vanity area is ample in space and storage. This primary bath has a beautiful shower with waterfall inset and a bench, a pedestal sink and newer commode. The large mirrored wall cabinet will store all your toiletries. There is a covered carport too, so your vehicle will not be subject to the elements. Located across from the lovely Village 4 recreation area is a plus, with a short distance for a dip in the pool, relaxation in the spa, or visit with friends on the porch of the lovely recreation building. Lush landscaping, a gorgeous pool and spa, guarded entry, and a golf course, restaurant and marina within the confines of the community adds up to the paradise known as Cove Cay.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,489
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,591 | $143,591 | $143,591 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $955 | $954 | $1,211 |
Total Monthly Payment | $1,282 | $1,281 | $1,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.