|
22 Oak Street, Lyme, CT, 06371 | $565,000
This charming Sandy Beach Association home is a very special retreat. Walk 500 feet from your door and enjoy the lake's Sandy Beach docks and swim float. Explore by kayak or canoe while larger motorized craft launch from the Grassy Hill boat ramp. A backyard pond offers an ever-changing canvas and a retreat for waterfowl, songbirds and wildlife. Enter a charming, south facing, brick four-season porch and into a vaulted kitchen. Find a renovated space with oak cabinetry, stainless appliances and a breakfast area. Expansive windows bathe these spaces in light. A formal dining area sits near the living room with beamed ceilings and a propane fireplace. The office overlooks the pond and can double as a main level bedroom (small) if needed. Completing the first level is a full bath, laundry and mechanical area. There is no basement. There is oil heat and window unit air conditioners suffice. Upstairs, there are three bedrooms and a remodeled full bath. Outside, enjoy the patio overlooking the pond with an island adorned with blueberries and grapes. There is a garden shed and beautifully landscaped, level yard with plenty of room for gardens, games and pets. There is a two-car garage and a workshop with garage door - perfect for hobbies and boat storage. This home has been impeccably maintained by the same family for more than 50 years. Just two hours from NY and Boston, now ready for you to write your next chapter at Lyme's pristine Roger's Lake.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Main Level
- Style: Cape Cod,Contemporary
- Year Built: 1955
- Garage: 2-car Attached Garage
- Heating: Baseboard,Hot Water
- Cooling: Window Unit
- Basement: None
- Above Grade Approx. Sq. Feet: 1,788
- Acreage: 0.9
- Est. Taxes: $3,336
- HOA Fee: $130 Annually
- Lot Desc: Some Wetlands,Level Lot,Professionally Landscaped,Water View,Open Lot
- Water Front: Yes
- Elem. School: Lyme Consolidated
- Middle School: Lyme-Old Lyme
- High School: Lyme-Old Lyme
- Appliances: Cook Top,Wall Oven,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24050452
- Days on Market: 11 days
- Website: https://www.raveis.com
/eprop/24050452/22oakstreet_lyme_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.0 x 12.0 | Upper |
| Bedroom 2 | Hardwood Floor | 7.0 x 9.0 | Upper |
| Dining Room | Engineered Wood Floor | 9.0 x 10.0 | Main |
| Kitchen | Skylight,9 ft+ Ceilings,Vaulted Ceiling,Breakfast Bar,Granite Counters,Laminate Floor | 12.0 x 27.0 | Main |
| Living Room | Skylight,9 ft+ Ceilings,Fireplace,Engineered Wood Floor | 15.0 x 18.0 | Main |
| Office | Built-Ins,Engineered Wood Floor | 9.0 x 10.0 | Main |
| Primary Bedroom | Hardwood Floor | 9.0 x 12.0 | Upper |
| Sun Room | Beams,Stone Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
22 Oak Street, Lyme, CT, 06371
$565,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $452,000 | $452,000 | $452,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,083 | $3,004 | $3,876 |
| Total Monthly Payment | $3,453 | $3,374 | $4,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524