Under contract-accepting backup offers. Exquisite 5-Bedroom Craftsman Home in Starkey Ranch! Welcome to this stunning luxury residence in the highly sought-after gated community of Anclote Reserve. This impeccable home, owned by the original owners and built by Homes by West Bay in 2018, offers an unparalleled living experience with 5 bedrooms and 4 full bathrooms spread over a spacious 3, 900 SqFt of heated and cooled living area. Uniquely situated with a wooded greenbelt on one side and water views in the back on an oversized lot in a serene conservation area, this home offers privacy and nature views. From the moment you step inside, you'll be captivated by the open floor plan and 12' high ceilings. A dedicated office is on the left, while a formal dining greets guests on the right. The open grand living room features floating shelves on a built-in custom stone wall with a mantle and circulating electric fireplace, perfect for cozy evenings, with views for days of the pool, sunrises, and nature right out of the 16’ wide sliding glass door. A built-in bar and buffet area also has floating shelves right off the kitchen with a custom stone wall. The gourmet kitchen is a chef's dream with custom cabinetry, built-in ovens, a tile backsplash, a gas cooktop with a range hood, a convection oven, and a reverse osmosis system. Upgraded stone counters are throughout the home. Step outside to your private oasis, featuring a chlorine-free, heated saltwater pool with a spa and screen enclosure, surrounded by lush landscaping and conservation views. Enjoy your morning coffee on the covered rear porch or entertain guests in the expansive garden area with an additional paver patio. There is a beautiful bonus room on the back of the home with French doors leading to the lanai. A pool bathroom is ready for the pool party guests! An oversized owner’s suite features views of the pool and nature and a double walk-in closet with custom closet systems. An en-suite bath complete with a soaking tub, oversized shower, dual vanities, and water closet. Three secondary bedrooms are on the main floor, all with built-in closet systems. The laundry room has a newer washer, dryer, sink, and floating shelves. Upstairs, an additional large bedroom has its own bathroom. A bonus room features a movie theater! The seller is including a 160" home theater screen with surround sound, a 4K projector, and a high-end sound system with a strong offer. This home has top-of-the-line conveniences, including central air conditioning with humidity control, a tankless water heater, energy-efficient windows, a tile roof that will withstand the Florida weather, and smart home features like in-wall pest control and integrated wifi system, CAT 5 network cabling, fire/smoke detection. Eco-friendly touches include a drip irrigation system using reclaimed water, underground utilities, no flood zone, and hurricane shutters. The property also features a spacious 3-car garage with a driveway and garage door opener. 8' doors throughout. Wood-look tile graces the main level, while new carpet adorns all the bedrooms. The community offers additional amenities such as shopping, restaurants, professional services, a clubhouse, a dog park, a playground, 22 miles of trails, a workout station, league fields, tennis courts, fishing, and community pools, ensuring there's something for everyone. Starkey Ranch K-8 school is one of the top schools in Pasco County and is located within the neighborhood. VIRTUAL TOUR: https: //bit. ly/3WNxT9V
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $877 | $877 | $877 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,915 | $7,005 | $9,482 |
Total Monthly Payment | $7,917 | $8,007 | $10,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.