THIS BEAUTIFUL HOME IS AN ABSOLUTE STEAL, PRICED TO SELL well under its recent $360, 000 appraisal!! Nestled in the vibrant 55+ community of Sandpiper Golf & Country Club, this home has recent updates and upgrades that will make you say, "Wow!" An unusually large 2 bedroom, 2 bath home already, the overall amount of space has been increased EVEN MORE with a fully finished, air-conditioned Florida Room/Lanai with cable for your big screen tv, ceiling fan, and solid wrap around windows all around. Let in the breeze with the windows open, or enclose yourself in a crystal palace of cooled space and chill with your fave game or show. And as if that weren't enough, there is also a large open pavered outdoor patio in front, and another private one around back. The seller is providing an AHS Warranty to create peace of mind, but you may never need it because the roof was new less than 1 year ago, the HVAC was new 3 years ago, the finished Florida Room/Lanai was new 4 years ago, and most appliances were purchased and installed 4 years ago, except the brand new refrigerator. There is a LOT of storage in this home with walk-in closets and hallway closets to house all your goodies with no clutter whatsoever. Laundry doesn't even take up space in the garage because it's got its own fabulous room just inside. The split bedroom open floor plan allows you to ramble around in your own wing of the house and ever be disturbed, unless you want to go to the central living area to hang out together with your favorite housemate(s) in the living room, dining room, bonus room, or eat-in kitchen with granite countertops and newly freshened cabinets. The landscaping is tropical bliss, and the lawn maintenance is included in your LOW HOA dues, along with your cable, internet, 2 pools, sauna, 2 hot tubs, pickleball, tennis, shuffleboard, cornhole, BBQ grills, Clubhouse, Recreation Center, gym, bingo, billiards, yoga, strength training, cards, puzzles, travel club, dances, singles club, and so many regular activities and clubs that it's hard to count! Come join us at Sandpiper, we live in luxury without breaking the bank, and you can too!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $1,831 | $1,830 | $2,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.