Welcome to this exceptional 3-bedroom, 2-bathroom home located in the highly sought-after Punta Gorda Isles (PGI) community, just five houses away from the open waters of Charlotte Harbor. The owner, an offshore sailor, did not want the hassles of a pool, and has reduced the listing 60K for a new pool installation Boasting a new roof in 2023, this waterfront gem offers RARE DEEP WATER - SAILBOAT ACCESS to Charlotte Harbor, the Gulf of Mexico, and beyond! A dream for boaters with NO bridges to navigate. Inside, the home features an updated kitchen, perfect for culinary enthusiasts, and tile flooring throughout the main living areas for easy maintenance, with cozy carpeted bedrooms for added comfort. Step outside to your screened-in lanai where you can relax and enjoy the Florida breeze. The property is complete with a boat lift, making it effortless to launch your vessel for a day on the water. This home combines the perfect blend of location, convenience, and waterfront luxury, offering you the ultimate Florida lifestyle. Located minutes from downtown Punta Gorda, all the best restaurants, the iconic Fisherman’s Village and Gilchrist Park with sweeping views of Charlotte Harbor, basketball, tennis & pickleball courts, the popular Harbor walk path and so much more. For the golfing enthusiast, there are 8 golf courses all within a 20 minute drive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,586 | $3,498 | $4,416 |
Total Monthly Payment | $4,252 | $4,164 | $5,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.