One or more photo(s) has been virtually staged. Ready to leave your worries behind, and your home maintenance chores, too? This well-priced villa has everything you need to enjoy an active Florida lifestyle, in a great neighborhood and location. The high ceilings, open floor plan, and neutral vinyl-plank floors provide a great backdrop for your own decorating and personal touches. The kitchen features a breakfast nook and stainless steel appliances, as well as enough pantry, cabinet, and counter space to cook to your heart's delight. There's plenty of room for a king-size bed and furniture in the primary suite, plus a sliding glass door to the courtyard. Dual closets and a large vanity offer lots of storage space adjacent to the master bathroom. Both bathrooms have grab bars and comfort-height toilets. The guest bath was completely updated with a new sink, vanity, & fixtures as well as a modern sit-in shower. Outdoors, the roomy & private courtyard area is a great place to sip a cup of coffee or to enjoy a meal outdoors. There's a storage closet for stashing home necessities out of sight. A whole-house surge protector was recently installed- protecting your valuable appliances and electronics from Florida lightning! Garden Lakes' community amenities include a huge heated pool, a recently updated clubhouse with full kitchen & large dining area, library, fitness center, tennis, pickleball and shuffleboard courts, and walking trails. There's also a packed calendar of community events including parties, day trips, potlucks, classes, and card groups. This home is maintenance-free and the fees include exterior maintenance (including roof) plus lawn care, cable, internet, and the recreation facilities. The location's convenient to a variety of medical, shopping, dining and entertainment options. It's a quick trip to University Town Center Mall and the surrounding shopping, dining, and entertainment venues. A short drive takes you right to I-75 for quick access to Tampa/ St. Pete to the north, and Sarasota/ Naples to the south. What are you waiting for? Come see it today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,272 | $1,271 | $1,639 |
Total Monthly Payment | $1,428 | $1,427 | $1,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.