Welcome to 447 Wood Hill Rd. This 4 bed 3 bath cape cod home is located in one of Cheshires most desirable neighborhoods (Strathmore). The house is nestled into a wooded lot which borders open space. A babbling brook is visible from the home. The lot is elevated above the brook which does not impede onto the home. The house has been remodeled on the main level, making the floor plan an open space living area. The main level boast a remodeled kitchen which is open to the family room, which includes a fireplace with a wood stove insert. A dining area adjoins this main living area as well as a half bath. The primary bedroom with a full bath is also on the main level. It currently is used as an office. A sunroom sits just off the family room kitchen area, allowing the owners to sit and enjoy the natural beauty of the back yard which is fenced in. The upper level of the home has three bedrooms and a full bath. One bedroom has a walk in closet. Another closet is located in the main hallway of the upper level which can easily be converted to another walk in closet. Hardwood flooring throughout the home. The lower level boast a full laundry room as well as a partially finished rec room with a walkout door to the back yard. The mechanical room holds the new oil tank and new furnace. A newer roof was installed two years ago. The home is located a short walk to Bartlem Park which contains a walking trail, playground, swimming pool and athletic fields. Neighborhood has sidewalks. The central location of the neighborhood gives access to many shops and restaurants. Stonebridge crossing is being constructed in the north end of town which will host many shops, restaurants, and businesses, within a short ten minute drive to access Rt-15, I-691, and I91 and I 84. A half hour commute to New Haven and Hartford. Wood insert conveys as is.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Walk-In Closet,Hardwood Floor | 10.1 x 12.9 | Upper |
Bedroom 2 | Hardwood Floor | 11.5 x 18.1 | Upper |
Bedroom 3 | Hardwood Floor | 9.1 x 16.6 | Upper |
Dining Room | Hardwood Floor | 11.3 x 13.5 | Main |
Kitchen | Remodeled,Quartz Counters | 11.5 x 13.5 | Main |
Living Room | Bay/Bow Window,Fireplace,Wood Stove,Hardwood Floor | Main | |
Other | Laundry Hookup | 11.7 x 15.1 | Lower |
Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 11.5 x 19.1 | Main |
Rec/Play Room | Sliders | 25.4 x 29.2 | Lower |
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NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $730 | $730 | $730 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,045 | $3,004 | $3,812 |
Total Monthly Payment | $3,867 | $3,826 | $4,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.