Presented byHope Mazzola |
Fantastic Katonah Village location - walk to metro north train, Town Park/Pool/Camp, shops, everything! Solid cape with a nice layout -- this charming home could be expanded, renovated and made much grander - or polish and enjoy the spacious living room, dine-in kitchen with breakfast nook, 2 Bedrooms and full bath on main level along with the exciting upstairs showcasing a large bedroom addition, an updated bath and separate office/guest area. Large, flat, usable back yard with a storage shed and lots of room to play. Whatever the next owner puts into this home will increase the value exponentially as properties do not often become available in the Village, much less, this little gem. Become part of this inclusive community, from sidewalk strolls to window shopping on Katonah Ave, enjoy the super friendly vibe and make lifelong connections. Town pools, parks, tennis, playground, MetroNorth, highways, come for a look and decide to stay! Taxes shown do not reflect STAR savings for those who qualify. Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.714.0090
HopeMazzola@Gmail.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $935 | $935 | $935 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $4,530 | $4,483 | $5,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.