One or more photo(s) has been virtually staged. WHY RENT WHEN YOU CAN OWN this rarely available, fully renovated home in the Winds of St Armands North. This two bedroom, two bath home was painstakinly remodeled. The interior renovation includes luxury vinyl flooring, high baseboards, new paint, all hardware, lighting, and fans fans were replaced. The kitchen has new, soft close cabinetry, granite countertops, a new undermount 28" stainless steel basin, designer chrome faucet and knobs, new stainless steel Frigidaire appliances to include a refrigerator, dishwasher, range and a microwave oven. The primary bedroom suite is generous in size, has a walk-in closet and an on-suite bath complete with new granite counters, new toilet, new dual basins, new faucets, hardware, lighting and a large wall to wall mirror. The walk-in shower enclosure is spacious and has new fixtures. The guest bath has a bathtub, luxury leather granite, wall to wall mirror, designer lighting and a new toilet and hardware. There is a laundry closet conveniently located in the home in the main hallway. There is a newer heating and air conditioning system and a spacious storage shed behind the carport that runs the length of the home. There is a private mailbox. This age restricted community is very friendly and vibrant. The managers are located in the clubhouse. There is a community pool, hot tub, shuffleboard, picnic area, horseshoes and more. There are lots of activities to include Bingo, potluck dinners, water aerobics. The Winds of St Armands is centrally located, minutes from downtown Sarasota, Spring training games, Gulf Beaches, the UTC Mall and NINE minutes to the Sarasota airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$99,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,600 | $79,600 | $79,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $50 | $50 | $50 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $523 | $529 | $671 |
Total Monthly Payment | $648 | $654 | $796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.