This well-maintained home, nestled on a picturesque tree-lined lot in the desirable Iron Wheel Park, is a perfect blend of comfort and convenience for 55+ living. Featuring both a cozy front deck and a more private back deck, the outdoor space offers plenty of room for relaxation and entertaining. Inside, the home boasts an inviting open concept design between the dining and living areas, enhanced by a vaulted ceiling and ceiling fan, creating a spacious and airy feel. The primary bedroom offers ample storage with a large closet and an ensuite full bath, with enough room for a dressing table or bureau. The second bedroom provides easy access to the back deck with convenient sliding doors, perfect for enjoying your morning coffee in peace. The separate dining area flows seamlessly into the kitchen, which has been tastefully upgraded during the seller’s ownership. Enjoy modern kitchen cabinets, updated appliances, and beautiful granite countertops. Additionally, the roof has been recently replaced, giving you peace of mind. A separate shed on the property offers extra storage space for your gardening tools, seasonal decor, or hobby equipment.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $935 | $934 | $1,209 |
Total Monthly Payment | $1,194 | $1,193 | $1,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.