Three Bedrooms in Central Harlem! Presenting an incredible opportunity for a spacious three-bedroom apartment at a classic pre-war brownstone in Harlem, two blocks from the river. There is so much room and potential here, with a floorplan that invites exploration. This is an HDFC co-op building on a tree lined street, conveniently close to coffee shops, restaurants, parks, playgrounds, and transportation. The possibilities are obvious the moment you enter this captivating 4th floor residence. It’s move-in ready just as it is but you can also remodel it to your heart’s desire. Vintage hardwood floors run throughout, along with fun architectural details such as wainscoting and chandelier lamps. You’ll enjoy plenty of natural light as well, with oversized windows on three sides. The formal dining room is huge, with a wide entry leading into the sunny living room with treetop views overlooking West 144th. Each bedroom has a charming transom doorway, a nice-sized closet, a large window, and overhead lighting. Two bedrooms are at one end for enhanced privacy, while the third is next to the kitchen and could also serve as a terrific work-from-home space. The galley kitchen has full-sized appliances as well as the added convenience of a front-loading washer and dryer! The bathroom with its original wall-to-wall tile has a tub and shower combo, a cabinet sink, and a nice-sized window as well. The 1939 building with its live-in super and part-time porter is nicely located along a leafy street not far from Jackie Robinson Park, St. Nicholas Park, and a half-block from Adam Clayton Powell Jr Blvd with its bodegas, delis, and restaurants. Harlem River Drive is nearby, as are the 145th Street A/C/B/D and 3 stations. Pets are allowed with the Board’s approval, and you are not likely to find more bang for your buck anywhere in the city. Please note the maximum income for 1-2 people is $99, 315. 84 and 3+ people is $113, 118. 48. Only cash purchases can be considered at this time.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,539 | $1,537 | $1,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.