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3 Bay Dr, Palm Coast, FL, 32137 | $635,000
Enjoy the Old Florida lifestyle! Adorable beach cottage with studio is just a short walk to Flagler County's newest beach park, Bay Drive Park. Currently on the AirBnB market, this profitable property has no rental restrictions. Live in one and rent theother, or rent both! Property has added privacy with 0. 33 acres and no neighbors on west and south ends of property (thesespaces cannot be built on). Zoned residential/commercial with NO HOA or CDD! Main house is 1, 048 sq ft with 3 bedrooms (1bedroom has no closet) and 2 full baths. Recently installed vinyl plank floors throughout with tile in baths. Kitchen is updatedwith stainless steel appliances, stainless single basin sink, white cabinets and quartz countertops. One bath has a walk-inshower. Large slag circular driveway and pavered walkway to the front porch. The home even has an outdoor shower for aquick clean up after a beach day! Studio behind the house is 420 sq ft of the property's total square footage as listed in the MLS. This space has a kitchenette and would make a great space for in-laws, adult kids, she-shed, exercise area, home office, hobby room or rental investment. Revenue projections based on renting the property as a singular unit (see MLS docs) couldbe significantly higher when both units are rented independently. Turnkey and sold furnished! Just down the street is BayDrive Park, the newest beach park in Flagler County, which offers public beach access, free parking, an observation deck withbinoculars (one ADA accessible), a walking trail, educational signage, elaborate dune walkovers to the beach, bocce ballcourt, a horseshoe pit and bathrooms. Upper deck can be reserved through the county for special events. North is Marineland3 miles, St. Augustine Beach 16 miles and St. Augustine's Historic District 20 miles. South is Bing’s Landing Boat Ramp andICW access 0. 7 miles and Palm Coast shopping and restaurants and interstate access 6 miles. Great location with so muchto offer in a quiet section of Palm Coast's beautiful beaches!
Features
- Amenities: Beach Access,Community Dock
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 13242
- Style: Traditional
- Year Built: 1989
- Heating: Central,Electric
- Cooling: Central,Electric
- Approx Sq. Feet: 1,468
- Acreage: 0.3
- Lot Size: 13242
- Est. Taxes: $4,301
- Lot Desc: East of A1A
- Elem. School: Old Kings Elementary
- Middle School: Indian Trails Middle School
- High School: Matanzas High School
- MLS#: 244728
- Days on Market: 54 days
- Website: https://www.raveis.com
/prop/244728/3baydr_palmcoast_fl?source=qrflyer
Listing courtesy of STA Realty LLC
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Bay Dr, Palm Coast, FL, 32137
$635,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,380 | $3,337 | $4,284 |
| Total Monthly Payment | $3,830 | $3,787 | $4,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388