Presented byThe Deborah Lucci Team |
Located in a desirable neighborhood, this home offers a convenient & inviting floor plan. You'll be greeted by a cozy livingrm w gas fireplace and hardwood throughout. The living rm flows seamlessly into the dining area, which features a charming built-in hutch and a slider leading to yard. The kitchen is equipped w SS appliances, granite counters, a breakfast/coffee bar, and huge pantry. The 1st fl laundry, conveniently located in the half bath, adds to the home's practicality. The 1st floor spacious addition adds another bed count w cathedral ceilings and skylights, large enough to offer flexibility to convert into a family rm if desired. On the 2nd level, you'll find two generously sized bedrooms and full bath. The yard is perfect for relaxing or entertaining, featuring a two-tiered deck, shed, firepit, and exposed rock elements that add a unique charm to the outdoor space. Unfinished basement for lots of storage. Great commuter location near all your favorite stores/restaurants!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box | 10.0 x 12.0 | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture, Deck - Exterior, Exterior Access, Open Floorplan, Slider, Lighting - Overhead | 10.0 x 13.0 | Main,First |
Kitchen | Bathroom - Half, Flooring - Stone/Ceramic Tile, Window(s) - Picture, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant | 8.0 x 12.0 | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Picture | 13.0 x 16.0 | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Picture, Cable Hookup | 13.0 x 15.0 | Second |
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NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,068 | $3,979 |
Total Monthly Payment | $3,704 | $3,664 | $4,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.