Spacious living in the Georgetown neighborhood of Brooklyn, next to Bergen Beach and Old Mill Basin. Presenting an exceptional opportunity to own an expansive semi-detached brick 2-family home, this property offers unparalleled comfort and versatility. This oversized residence boasts a generous layout spanning three levels. The main duplex unit features 3 bedrooms and 1. 5 bathrooms, providing ample space for both relaxation and entertainment. With access directly to basement from separate interior staircase. The walk-in level has an additional 2-bedroom, 1-bathroom unit, perfect for extended family or rental income potential. The basement is finished, complete with an extra room and full bathroom, offering endless possibilities for customization to suit your lifestyle needs. Step outside to enjoy the charming porch and a sprawling backyard, providing the ideal setting for outdoor gatherings, gardening, or simply unwinding in the fresh air. Convenience is key with a shared driveway, ensuring hassle-free parking, and easy access to Ralph Avenue, offering a plethora of shopping, dining, and transportation options. Don't miss this opportunity to own a truly remarkable residence in Brooklyn. Will be delivered vacant. , Additional information: Separate Hotwater Heater: 2
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,928 | $5,347 | $7,249 |
Total Monthly Payment | $5,730 | $6,149 | $8,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.