Welcome to this charming 3-bedroom, 1. 5-bath ranch-style home, nestled on a spacious 0. 85-acre lot in the heart of Dutchess County. Perfect for first-time homebuyers, downsizers, or anyone seeking a peaceful retreat, this cozy residence offers comfort and simplicity. The full walk-out basement provides ample storage and exciting potential for a mother-daughter setup, featuring its own entrance, partially finished space, and plumbing ready for an additional bathroom and kitchen—ideal for extended family or added flexibility. This home is a commuter’s dream, with easy access to major highways, making travel convenient. Enjoy the outdoors with nearby walking trails, explore historic sites that celebrate the area's rich heritage, and take advantage of the variety of shopping and dining options just a short drive away. Whether you’re starting a new chapter or looking to downsize, this home offers the perfect blend of rural charm and convenience in a highly sought-after location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$334,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,200 | $267,200 | $267,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $893 | $893 | $893 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,800 | $1,776 | $2,253 |
Total Monthly Payment | $2,767 | $2,743 | $3,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.