This 3 bedroom1-bathroom ranch-style home is located in Commack School District, this residence boasts a perfect blend of classic charm and modern amenities. Step inside and see all the hardwood floors and detailed ceiling moldings that adorn the living areas. The open floor plan seamlessly combines the living room and dining areas, creating an inviting space perfect for entertaining guests or enjoying family time. The updated eat-in kitchen, features an abundance of cabinet space & granite countertops, and all appliances. Cooking and dining here will be an absolute pleasure. Each of the three bedrooms offers a tranquil retreat, while the main bathroom impresses with a large walk-in shower and ample vanity storage. Recent upgrades includes a new roof, siding, heating, hot water heater, and windows, ensure a fresh and inviting atmosphere. The gas home with ducted air conditioning promises year-round comfort. Outside, the entire property is fenced, offering privacy Estab Additional highlights include a full unfinished basement ready for your personal touch, and an attached single-car garage. Don't miss this move-in-ready gem! Schedule a viewing today and make this beautiful house your new home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,800 | $2,800 | $2,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $17 | $17 | $11,643 |
Total Monthly Payment | $92 | $92 | $11,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.