True pride of ownership on display here in this beautiful 4 Bedroom /4 Bath Mid-Century Ranch style home nestled away in the heart of Van Cortlandt Estates. This immaculate home is perfectly located on a lovely corner property with a great driveway that fits 5 cars along with a heated 2 Car Garage, just north of NYC, on the border of Riverdale. This charming and quaint home has a wonderful open floor plan boasting a large Living room that flows seamlessly into the Dining room. This Home boasts a spacious Eat-in-Kitchen with new quartz countertops and just steps away from the winter indoor Bar-B-Q grill. This inviting residence features a bright and airy primary bedroom complete with an en-suite bathroom, providing a serene retreat with wonderful closet space too. There are 3 additional generous size bedrooms with terrific closet space and access to a powder room and hall bathroom. You will find floor to ceiling windows with tons of natural light plus a new Roof within the last 3 years. Enjoy the added bonus of a finished heated basement, perfect for a home office, gym, or recreation space including a bathroom with great high ceilings, plenty of storage and laundry access. The backyard provides your own private Oasis with a great Patio to entertain on those long Summer evenings. The exterior is well maintained with manicured lawns, mature trees and bushes. Truly a commuter's dream- just minutes to Buses, Trains, shopping centers, major parkways and 25 min to Manhattan. This brick beauty is the perfect blend of comfort, convenience and affordability. Additional Information: HeatingFuel: Oil Below Ground, ParkingFeatures: 2 Car Attached,
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$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.502% | 6.220% | 5.781% |
Monthly Tax Payment | $1,344 | $1,344 | $1,344 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,755 | $4,132 | $5,601 |
Total Monthly Payment | $5,191 | $5,568 | $7,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.