This is a great family home at a submarket price! Enter through the front enclosed patio space, perfect for those evenings sitting outside interacting with neighbors in this sought after neighborhood. Entering the home you are greeted by a decorative mud area, perfect for kicking off the shoes and hanging up those backpacks and bags. A spacious and inviting living room is immediately to your left with plenty of room for any furniture and entertainment arrangement you can dream up. Connecting to the living room is a dining room with built in bench seating which doubles as storage space. Entering the kitchen you are greeted by granite counters, 41" cherry wood cabinets and stainless appliances. Looking out the kitchen slider you will notice a massive 25x12 concrete back patio space, perfect for entertaining. The fenced in back yard is perfect for play time and large enough for an additional sitting area on the south side of the property. And yes, there is even room for that boat or other toys to store on the gated north side of the property. Retire to the spacious primary bedroom with en suite bathroom featuring granite counter vanity and tile shower. The second bedroom is right off the master, no long walks to sooth the little one(s) in the middle of the night! A third bedroom is just down the hall for those visitors or growing families with a bathroom right across the hall also featuring granite counter vanity and tiled shower with tub. This home has the schools, the neighborhood and the access to the greater Brandon/Valrico community with NO HOA headaches. This is what you have been looking for. Priced to sell so schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,856 | $1,808 | $2,294 |
Total Monthly Payment | $2,185 | $2,137 | $2,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.