NEW colonial home built in 2023, which features a spacious eat-in kitchen with quartz counter tops, stainless steel appliances, and a large kitchen island. The first floor open floor plan includes a formal dining room and living room, a huge family room with vaulted ceilings, and a gas fireplace. Also off the kitchen is a half bathroom and first floor laundry/mudroom, washer / dryer included. The spacious 2 car garage has an additional finished room above that could be used as an office or extra living area. The second floor offers a master suite with a walk-in closet, a private bathroom with a custom tiled shower and a double vanity. Also on the second floor are two additional spacious bedrooms and a full bathroom. The 3rd floor offers a huge 4th bedroom with multiple closets. The huge basement has a slider leading to the back yard with utility doors making this space easy to finish for a future in-law or living space. This flat 1 acre plus lot located on a cul-de-sac will not last. Nothing else to do but move in and enjoy this spectacular property.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $743,200 | $743,200 | $743,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,220 | $4,637 | $6,221 |
Total Monthly Payment | $4,312 | $4,729 | $6,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.