Multiple offers. Highest and best deadline Friday, Oct 4 th by noon est. Huge price reduction! Cash only, Hurricane Helene flooded and in AS IS condition. Lots of potential, great price for quick sale! Open floor plan features living room/dining/kitchen combination with 3 bedrooms, 2 full baths (none located in garage), and one car oversized garage. Spectacular sunny Florida room runs the length of the back of the home overlooking your pristine pool, low maintenance landscaping, and a few perfectly place palm trees. Enjoy fishing, swimming, and boating from your canal front dock. A few minutes ride by boat into Boca Ciega Bay, waterfront restaurants and of course the Gulf of Mexico! The home features a gorgeous remodeled kitchen with quartz counter tops, tile back splash and stainless appliances. Freshly painted interior & exterior. Custom 3 Day motorized blinds on all windows. Speaking of windows these are all new Hurricane windows and sliders. All new light fixtures and ceiling fans. Primary suite has a water view and French doors to the Florida room. His & hers closets, barn doors, walk in closet and totally renovated ensuite bath features glass door walk in tile shower and toilet with bidet. Large guest bath renovated with double vanity, shiplap wall, tile tub/shower combo. Large additional bedroom with lots of natural light. Third bedroom would make great work from home office/nursery, or flex space. Programable Nest thermostat. New HVAC and heat pump installed 2022. Florida lifestyle low maintance 20in ceramic tile and Luxury Vinyl floors throughout. No carpet in the home. New solar power system is paid off so the buyer has only a $40 power bill! Enphase Energy app can be used to monitor usage of Solar too. Garage was extended and renovated. Now includes more square feet for storage or work shop area, professional Polyspartic floor treatment, shelving, and electric opener. Side garage service door for convenience. Indoor laundry room with folding area & storage cabinet. Some exterior updates include new gutters, newer Roof with hurricane clips 11-2021, professionally installed Turf pet relief area, and landscaping with irrigation. The “Peanut Pool” has been resurfaced, includes the pool sweep, pool light and has an enormous Travertine paver deck area for lounging. Driveway curb includes BRIDJIT panels for ease of car entry. Isle of Palms neighborhood is nestled on Treasure Island. The neighborhood has a waterfront park area, playground, dog play area and is walking distance to the beach. Very walkable to many restaurants, bars, and activities. Community dinners monthly, yearly yard sale, Chili cook off and Firetruck Christmas parade to name just a few neighborhood activities. Optional $20 donation yearly. Golf carts, boats, boat trailers and RV’s may be parked here as no HOA rules and no CDD. Don't miss out on this chance to live in the exclusive Isle of Palms! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $694 | $694 | $694 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,788 | $4,899 |
Total Monthly Payment | $4,578 | $4,574 | $5,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.