***HUGE PRICE REDUCTION!!!!!*** Welcome to this stunning 4-bedroom, 3-full-bathroom and a den home in the highly desirable Heritage Harbor community—where location truly matters! This beautiful residence boasts a prime spot near top-rated A schools (all schools are just a 2 mile distance--as well as a montessori pre-school-kindergarten close by), ensuring an excellent education for your family. As you arrive, you'll be greeted by a charming front yard featuring a well-maintained garden, curbed landscaping, and a brick walkway that guides you to the elegant entryway. Step inside to find a bright, open space with soaring ceilings and an inviting atmosphere. To the right, a spacious den offers a versatile area for work or relaxation, and a full bathroom adds convenience. On the left, a generous sitting area flows seamlessly into a formal dining room. The heart of the home is the well-appointed kitchen, complete with stainless steel appliances, ample counter space, and a large window that overlooks the serene conservation-area backyard. The kitchen opens to a warm and airy family room that bathes in natural light. Glass sliding doors lead to a sprawling backyard adorned with mature oak trees and lush greenery—a perfect spot for outdoor enjoyment. Upstairs, you'll find all four bedrooms. The primary suite is particularly impressive, featuring a large bedroom, a luxurious bathroom with a double vanity, a spacious shower, and a soothing soaker tub. Two walk-in closets and a linen closet add to the convenience. The hall bathroom is generously sized, and each of the three additional bedrooms is spacious and well-appointed. The home has been freshly painted (2024) throughout and features laminate flooring for easy maintenance. The exterior was recently painted in 2021, and a new roof ensures peace of mind (2022). A/C 2018. Live easy with LOW HOA fees, LOW energy bills due to the 12 inches of R38+ cotton insulation, and flood zone X meaning no flood insurance needed! This home combines comfort, style, and a prime location, making it the perfect choice for your next move. The residents can enjoy the 11, 000 square-foot Clubhouse at Heritage Harbor with a variety of resort style amenities. There is a fitness center, complete with locker rooms, a library, activity center & playground area, an incredible quarter acre swimming pool with a 50-foot twisting three story water-slide, four tennis courts, a sand volleyball court, basketball hoops and an outdoor rollerblading rink. Other amenities include a pro shop, library, bike paths, playground, and more. Heritage Harbor is a par-72, 6, 900-yard course with four sets of tees and loads of water and marshes to cross. This community is centrally located with easy access to Dale Mabry Highway, the Veterans Expressway, Highway 54, Tampa International Airport and shopping destinations. Schedule your showing today and envision the lifestyle this exquisite home has to offer. Hurricane Update-No damage from the two recent hurricanes, house is NOT in an Evacuation zone.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,396 | $3,350 | $4,250 |
Total Monthly Payment | $3,923 | $3,877 | $4,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.