Nestled on a nearly one-acre lot amongst an enclave of majestic oak trees, lies a home that is simply stunning. Enveloped with the sense of home right from the start, the cozy front porch is the perfect place to enjoy your morning coffee while experiencing the beauty and stillness of nature, a place where the simple elegance of peace and quiet still exists. Upon entry, the soaring vaulted ceilings in the formal sitting and dining rooms set the mood for sophisticated charm. Offering the optimal opportunity to entertain, the kitchen features granite countertops, stainless steel appliances and ample cabinet space. It also opens nicely to the sizeable yet cozy family room. A beautiful wood-burning fireplace and classic mantle are simply begging to be adorned with holiday décor. The master bedroom and bathroom are both spacious, making a true sanctuary and welcome respite after a long day. Two secondary bedrooms, on the opposite side of the home from the master bedroom, are well-appointed and nicely sized. Offering a plethora of options, the office can be used as a wonderful work room, play space or even a fourth bedroom. The piece de resistance, the pool and backyard, is a sight to behold. Overlooking a picturesque pond, the backyard is massive and gives the feeling of ultimate tranquility. Perfect for a fun pool party or refreshing swim, the huge pool is ideal. For additional peace of mind, the roof was replaced in 2020, AC in 2019, hot water heater in 2021, reverse osmosis water system under the sink and to the fridge in 2024, and new front doors in 2024. Oak Ford is a wonderful neighborhood that offers a little elbow room without being too far east. They say home is where your heart is; let your heart lead you here, to your new home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $4,768 | $4,763 | $5,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.