528 Islebay DRIVE, Apollo Beach, FL, 33572 | $1,149,000

Welcome to 528 Islebay Blvd, a captivating Key West-style home located on a saltwater canal in the desirable MiraBay community, offering direct, unrestricted access to Tampa Bay.

Built in 2004 by David Weekley, this spacious home showcases a thoughtful design with four bedrooms on the main floor, including a huge primary suite, and a versatile second-floor loft area that can serve as a fifth bedroom, in-law suite, or adaptable flex room or workspace.
Upon entering, you'll be greeted by a large inviting foyer with ample space to create both an office and a formal dining area. This flexible space can easily transform into an entertainment hub, perfect for hosting with a bar, games, and abundant seating. The entire interior was painted in 2022. The open-concept great room is ideal for gatherings and flows seamlessly into the gourmet kitchen, which features 42" cabinets with crown molding, granite countertops, a gas cooktop stove, stainless steel appliances, a breakfast bar, and a spacious eat-in area.
Two bedrooms on the main floor share a well-appointed guest bath. Throughout the home, you'll find BRAND NEW 22mm Waterproof LVP commerical quality FLOORING with no carpet anywhere for a fresh, modern aesthetic, complemented by plantation shutters and faux wood blinds.
The outdoor area is designed for enjoying Florida's year-round sunshine. The outdoor kitchen area was installed in 2022 and features stainless steel appliances, Beer tap, cabinets and drawers. Blaze appliances are specifically made for outdoors and the whole space features Level 3 granite hardy countertops in a blue grey pearl. Dine in comfort with the automatic adjustable awning, brick pavers, and artificial turf. Your private dock comes complete with a 10, 000-pound boat lift and jet ski lift, offering effortless water access for all your boating adventures.
This home also includes numerous upgrades for peace of mind and easy living: a newer roof installed in 2019, HVAC system replaced in 2016, water heater replaced in 2018, and a freshly painted exterior in 2020. Additional highlights include DeGeorge ceilings on the front porch and beautiful woodwork on the back porch ceiling. You will notice crown molding throughout the great room, kitchen, family room, and master bedroom, Additional Updates- The Garage floor was updated in 2024 with Polyasparatic flooring, New one piece luxury toilets have been installed in 2024, complete yard resoding in 2024, as well as recently installed gutters and downspouts.
Nestled along the beautiful shores of Tampa Bay, the MiraBay community offers a resort-style living experience with an impressive array of amenities designed to embrace Florida’s outdoor lifestyle. At the heart of the neighborhood, you’ll find the MiraBay Club, a hub of activity and relaxation featuring a stunning lagoon-style pool complete with a waterslide and lap lanes.
MiraBay provides numerous amennites including 24hr gym, tennis, pickleball, basketball courts, and miles of scenic walking and biking trails. Families and friends can gather at one of the many beautifully landscaped parks and playgrounds, while the clubhouse offers a variety of social events, activities, and clubs. The community also boasts a café, 2 pools heated year around and picnic areas. This community is golf cart friendly. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sauna, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2004
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,342
  • Acreage: 0.18
  • Est. Taxes: $13,956
  • HOA Fee: $157 Annually
  • Lot Desc: FloodZone, Landscaped, Level
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: TB8302049
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /eprop/TB8302049/528islebaydrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 7:09:37 AM)
Listing courtesy of ALIGN RIGHT REALTY SOUTH SHORE   Phone: 813-645-4663

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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528 Islebay DRIVE, Apollo Beach, FL, 33572

$1,149,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $919,200 $919,200 $919,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $1,163 $1,163 $1,163
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,886 $5,962 $8,071
Total Monthly Payment $7,174 $7,250 $9,359

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.