Discover this delightful 3 bedroom 1 bath expanded ranch perfect for comfortable living located on a private dead end street! Step inside to find beautiful hardwood floors throughout, and an open floor plan concept giving the home a warm and inviting feeling. RECENT UPDATES include a roof, windows, new generator connected to house with dedicated electric panel, hot water tank, and boiler ensuring worry-free maintenance. This classic gem also offers a new bathroom. Stay cool with it's updated mini-split A/C units plus the leased & transferrable solar panels reduce utility bills providing clean, renewable energy all while lowering electricity costs. The fully renovated NEW kitchen WITH QUARTZ COUNTERTOPS is ready for your culinary creations, while outside the inground pool is summer ready with a new liner, pump, and filter. Whether you're relaxing inside or entertaining by the pool, this home offers the perfect balance. Flood Zone X- No flood Ins. Required. Tanner Park vicinity, Summer live bands, Entertainment and Parks. Few minute drive to Copiague Train Station!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $927 | $927 | $927 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,975 | $2,972 | $3,834 |
Total Monthly Payment | $3,994 | $3,991 | $4,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.