Quiet cul-de-sac in prime Witchcraft Heights location. Enter this beautifully maintained ranch with 2-3 bedrooms and 1 full bath with beautiful hardwood floors throughout. The open floor plan features an updated kitchen with granite counters and stainless steel appliances. Two steps up from the kitchen is a large family room with gas fireplace, picture window and slider to outside deck, living room has a bay window and seller converted the 3rd bedroom into a dining room. New owner can convert back to a 3 bedroom home if desired. Outside features expansive fenced in yard with a beautiful tree for shade. New hot water tank and newer roof. Heating system is gas forced hot water/2015. For extra square footage , the lower level is unfinished with excellent potential to be finished with high ceilings and very dry. Located in the heart of Salem with easy access to highways, shopping, Salem Hospital and steps to Witchcraft Heights Elementary School. First showings Saturday and Sunday 11-12: 30!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 14.0 x 9.0 | First |
Dining Room | Flooring - Hardwood | 10.0 x 11.0 | First |
Kitchen | Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Open Floorplan, Remodeled | 13.0 x 12.0 | First |
Living Room | Flooring - Hardwood, Window(s) - Picture | 16.0 x 13.0 | First |
Master Bedroom | Closet, Flooring - Hardwood | 11.0 x 12.0 | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $2,795 | $3,728 |
Total Monthly Payment | $3,558 | $3,445 | $4,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.