Nestled in the heart of Western Cranston. Come and view this pristine 1 Owner Colonial, situated on a grand view manicured corner lot, in desired sought-after neighborhood. This Pride of ownership, with its great care & a well thought layout plans, shows throughout, and makes it what it is today!! A spacious Front tile entry foyer greets you to an open Formal Liv Rm, Gas FP, to the Family Rm, equipped with a Bose Surround Sound system, adjoining to a Formal-Din Rm, with wainscoting, crown moldings & Hardwds throughout. Special features offering: A Bump-Out Addition for a cozy Dining area nook, leading to an open Kitchen. Maple Cabinets, Granite tops, Tile back splash, Tile flooring & fully Appliances. The 2nd level offers an En Suite, with Cathedral ceiling, Walk-In closet for lots of storage, Tile Bath, Jacuzzi, and an adjoining separate Bonus rm, which can be utilized as a Nursery Rm, Office, etc. , filled with natural sunlight. There are two additional appointed BedRms & Full Bath also. Enjoy your private back yard & patio, for a serene relaxation, overlooking a fenced-in half-acre landscaped lot. Full-Unfinish Basement, with plenty of storage & Washer/Dryer. Central A/C, Sprinklers, maintenance free Vinyl, 2-car garage with a 2nd entry to Basement & ample parking. Conveniently located to all schools, shopping cnters, Garden City/Malls & highways. Enjoy Country living at its Best, with minutes away to the City. Make this Private Retreat your Home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$719,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $672 | $672 | $672 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,640 | $3,636 | $4,703 |
Total Monthly Payment | $4,404 | $4,400 | $5,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.