STUNNING 2018 Sonoma floor plan by M/I Homes, offering nearly 3, 531 sqft in the highly sought-after Talavera Subdivision! Built-in 2018, this SPACIOUS 5-bedroom, 3-bathroom home has it all, including a three-car garage with plenty of room for vehicles, bikes, and sports gear. As you approach the home, you're greeted by a charming front entrance adorned with beautiful landscaping.
Step inside to find an open-concept family room filled with natural light, the perfect place to unwind and relax with loved ones. The home is enhanced with full lighting and a ceiling fan package throughout for added comfort. On the main floor, you'll find a cozy guest bedroom, which can easily be transformed into a home office, gym, or creative space. The elegant laminate flooring extends through the first floor, up the stairs, and partially throughout the second floor, providing a seamless flow.
The heart of the home is the gourmet kitchen, boasting a spacious island, high-end stainless steel appliances (including a newer fridge), stylish pendant lighting, and a modern backsplash. With tons of cabinet space, upper cabinets, and a closet pantry, storage is no issue. The adjoining dinette area opens up through sliding glass doors to the large, fully fenced yard—an ideal spot to create your own pool and private oasis.
Upstairs, you'll find an inviting loft area, perfect for a home theater, playroom, or whatever your heart desires. The oversized primary bedroom offers a retreat-like feel with a spacious walk-in closet, and the en-suite bathroom features dual vanities for added luxury. Three additional bedrooms upstairs are well-sized with excellent closet space.
With two energy-efficient AC units, a large laundry room, and a family-friendly layout, this home is move-in ready!
This family-friendly home is move-in ready, set in a community that includes resort-style amenities such as a splash pad, pool, basketball court, playground, tennis and pickleball courts, and a clubhouse. All facilities are fenced, with a key-pass entry for added security. Located just north of US 41 and SR 52, this property provides easy access to major highways, including I-75 and the Suncoast Parkway.
Video tour: https: //www. youtube. com/watch?v=ja_Xw0BxhFg
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $845 | $845 | $845 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,125 | $4,052 |
Total Monthly Payment | $4,102 | $4,062 | $4,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.