Imagine stepping into your very first home—a charming ranch that invites you to create the life you've always envisioned. This isn't just a house; it's the start of a transformative journey where you shape both your living space and your future. Every room is a blank canvas awaiting your personal touch, and every corner holds the promise of memories yet to be made. Located just 75 miles north of the vibrant energy of New York City, you can enjoy the tranquility of small-town living without losing access to the excitement of the city. Whether it's a daily commute or spontaneous weekend getaways, the Big Apple is within easy reach, offering the perfect balance between peaceful retreat and urban adventure. Embrace a lifestyle enriched by the natural beauty that surrounds you. Explore nearby hiking trails in the picturesque Shawangunk Mountains, where breathtaking vistas become the backdrop for your outdoor adventures. Indulge in local wineries to savor the rich flavors of the region, or visit bustling farmers' markets to fill your home with fresh, organic produce. This home is more than just walls and a roof—it's where you'll plant your roots and watch them grow. As you infuse each space with your style and warmth, you'll find yourself crafting a life filled with joy, community, and endless possibilities. Friendly neighbors and a welcoming community await, ready to share stories and create lasting friendships. Your journey begins here, in a place where dreams are nurtured and lifelong memories are made. Open the door to endless potential and let your new chapter unfold. Welcome home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,329 | $1,686 |
Total Monthly Payment | $1,839 | $1,821 | $2,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.