Welcome to the charming 9 Saddle Ridge. Situated on a serene cul-de-sac of the 55-plus community of Oxbow Ridge, this highly sought after free-standing home features 3 bedrooms and 4 full bathrooms. Designed with an open floor plan, this home fosters a warm and inviting atmosphere. As you enter through the front door, you will be met by pristine Brazilian Cherry wood floors that flow seamlessly throughout. On your left, there is an office with stunning French doors and expansive built-in shelving. Adjacent is a bedroom with a full bathroom, ideal for hosting guests. To your right, a spacious living and dining area awaits, perfect for family gatherings or quiet evenings. Step into the well-designed and stylish brightly lit kitchen, adjacent family room and an eat-in kitchen area that provides easy access to the renovated deck. The deck features a mechanically driven retractable awning. Across the hall, you will find entry to a full laundry room and a spacious two-car garage, equipped with built-in cabinetry. At the rear of the home, discover your personal retreat in the large primary bedroom with a recently renovated en-suite bathroom, featuring spacious Jack and Jill sinks, a soaking tub, a sizable tiled shower, and a deep walk-in closet. Upstairs, the home features a spacious carpeted extra room, a generous bedroom, and a full bathroom. The fully finished basement includes newer carpeting, a full bathroom, an additional room for use as an office or bedroom, and access to a and access to a paver surfaced patio. Easy access to Route 44, various shopping centers, medical centers, and the unique village of Collinsville. Please use GHAR contracts.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Bay/Bow Window,Full Bath,Hardwood Floor | 11.0 x 11.0 | Main |
Bedroom 2 | Upper | ||
Dining Room | Main | ||
Eat-In Kitchen | 9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Dining Area,Sliders,Hardwood Floor | Main | |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | Upper | |
Full Bath | Stall Shower,Tile Floor | Main | |
Full Bath | Lower | ||
Living Room | Main | ||
Office | French Doors,Hardwood Floor | Main | |
Office | Lower | ||
Primary BR Suite | Remodeled,Built-Ins,Jack & Jill Bath,Hydro-Tub,Stall Shower,Walk-In Closet | 14.0 x 19.0 | Main |
Rec/Play Room | Interior Balcony | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $796 | $796 | $796 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,830 | $3,573 |
Total Monthly Payment | $3,789 | $3,718 | $4,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.