Discover this truly charming move-in ready, 2-bedroom, 2-bath home in the beautiful quiet mid-Pinellas neighborhood of Bonnie Bay. The Master Suite is 22' x 19' with a sitting area, large walk-in closet with custom built "barn door" and walk-in tile shower in the bathroom. The second bath has also been professionally remodeled and features a large soaking tub. The kitchen includes GE Slate appliances (fingerprint resistant), attractive tile floor, and gorgeous custom backsplash. You'll appreciate the ceiling-mounted glassware display cabinet over the 4- stool breakfast bar. You will love the open concept and flow of the Living Room into the dining area and bonus area. The attractively landscaped backyard is an oasis with vinyl privacy fencing features a 13'x17' stone patio a great spot for relaxing, considering your backyard neighbor is a quiet five-acre estate. You'll appreciate the 12' x 9' insulated shed on a concrete pad. Extra features that set this home above others include upgraded windows, a Titan tankless water heater, Generac 15, 000 watt whole-house generator, WaterBoss water softener, built-in storage in the garage that also has a pull down ladder and additional attic storage space. Don't confuse those pretty green shutters as being simply decorative - they are fully functioning aluminum storm shutters that are part of the whole house window/door covering system that includes the Banko hurricane-rated garage door, all of which provide you with a high level of protection in a storm and reduce the cost of your homeowners insurance. Connected to reclaimed water for sprinklers. Conveniently located, providing easy access to downtown St Petersburg, shopping, dining, and the beautiful Gulf.
This property features a spacious living area, modern kitchen with updated appliances, and a large backyard appropriate for entertaining. Also dog friendly with doggie door, fenced backyard and two outside drinking devices!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,015 | $2,606 |
Total Monthly Payment | $2,357 | $2,354 | $2,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.