Opportunities abound with this incredible mixed use property, set on a spacious corner lot with nearly ½ an acre of land. Located just 10 minutes from Concord’s vibrant downtown, this is perfect for both residential or business use—or a combination of both! For 30 years, the property housed a well-known real estate firm (MOVED TO CONCORD) without compromising its residential charm. With 2, 149 sq. ft. of living space, there’s plenty of room for whatever your needs may be. The main floor offers a flexible layout. The back entrance opens into a convenient mudroom/reception area and a ½ bath. Off the kitchen, you’ll find a large family room/conference room along with a dining room/office. The living room/waiting area features a fireplace, adding warmth and character to the space. Upstairs, you’ll find 4 large rooms & an updated bathroom(2024). If that’s not enough, the large attic provides ample storage space, and the unfinished basement—complete with a ½ bath & direct outdoor access—offers endless potential for additional finished space (a second unit can be added by right). This property has many updates, including the roof(7 years), mini-splits(8 years), waterproof vinyl plank flooring(2019), and a stainless-steel hot water heater w/a lifetime warranty(2024). Has ample parking, is in a great location with a high traffic count and highly visable signage at the street & on the building. Seller is a licensed broker.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $696 | $696 | $696 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,458 | $3,188 |
Total Monthly Payment | $3,261 | $3,229 | $3,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.