Located on the south side of Lower County Road and less than 3/10 of a mile from Pleasant Road Beach, this 4BR/2BA Cape has so much to offer. The house itself is deceptively large and full of little surprises. Two beds and a full bath on the main floor and the same on the second level. There is hardwood under the carpet on the second level along with a cozy sitting room and a large walk in cedar closet, and a full bath which all provide separation and privacy between the two bedrooms. The main level hosts the living areas, kitchen, and wood burning fireplace on one end, while the 2 bedrooms and full bath occupy the other. The large (double), corner lot has ample parking for guests, renters, or extended family and room for gardens, lawn games, and a swimming pool. With a heated 4 season porch on one side, a patio in the rear, and a composite deck on the other, there is a plethora of space to kick back and enjoy beach life. *Seller willing to consider buyer concessions.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood | |
Bedroom 3 | Closet, Flooring - Wood, Window Seat | |
Bedroom 4 | Closet, Flooring - Wood | |
Dining Room | Flooring - Wall to Wall Carpet, Lighting - Overhead | |
Kitchen | Ceiling Fan(s), Flooring - Wood, Breakfast Bar / Nook, Gas Stove | |
Living Room | Flooring - Wall to Wall Carpet | |
Master Bedroom | Closet, Flooring - Wood, Exterior Access | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,520 | $4,966 | $6,663 |
Total Monthly Payment | $5,052 | $5,498 | $7,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.