Welcome to this fully furnished 2-bedroom, 2-bath condo that is move-in ready and perfect for relaxed Florida living. As you enter this inviting home, you’ll immediately appreciate the high ceilings and skylight unique to the 3rd-floor units and the large triple glass sliders that provide peaceful views and abundant natural lighting. Step through the glass door sliders out to your private screened and enclosed balcony where you can relax and enjoy views of the pond and beautiful Florida weather year-round. The kitchen is well-equipped with newer stainless-steel appliances, plenty of cabinets and pantry space. The opening from the kitchen to the dining room with an extended countertop makes it ideal for serving and entertaining guests. The spacious primary bedroom features serene pond views, a large walk-in closet, and a bright ensuite bathroom with a stand-up shower. The second bedroom is tastefully decorated with twin beds and offers a large wall closet. Additional features of this unit include impact windows, an updated electric panel, a newer AC unit, a convenient in-unit washer and dryer closet, and the added benefit of a personal exterior storage closet for your belongings and an assigned parking space. The low HOA fees include trash, water, cable, internet, amenities, and exterior pest control. Pine Ridge at Palm Harbor is a vibrant yet peaceful 55+ community where residents enjoy access to amenities such as a heated pool and spa, shuffleboard courts, walking paths throughout, and a community recreation center. Convenient location in Palm Harbor with proximity to beaches, golf courses, shops, restaurants, and entertainment. Don't miss out on this opportunity to enjoy the maintenance-free Florida lifestyle in your own piece of paradise! Schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$214,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $171,920 | $171,920 | $171,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,450 |
Total Monthly Payment | $1,315 | $1,314 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.