Welcome to this wonderful 12. 5-acre property featuring a spacious 3-bedroom, 3-bath home perfect for both relaxation and adventure. This inviting residence includes one full bath and two half baths, ensuring ample convenience for family and guests. As you approach the home, you'll be greeted by a lovely front porch, ideal for enjoying your morning coffee or evening sunsets. Step inside to discover a bright sunroom that fills the space with natural light, along with a functional mudroom that adds practicality to your daily routine. The newly remodeled kitchen is a chef's dream, complete with all appliances included, making it ready for culinary delights. The spacious living room boasts a warm gas fireplace, perfect for cozy gatherings, while the separate dining room provides an elegant setting for meals. Throughout the home, you'll find beautiful hardwood and parquet floors, along with plenty of storage and closet space to accommodate all your needs. The property features a full basement that includes two extra bonus rooms, providing versatile space for a home office, gym, or playroom. A wood stove in the basement adds warmth and charm, along with even more storage options. Enjoy the convenience of an attached garage and a detached two-car garage with a loft above, offering additional storage or workspace. The property also includes outbuildings, ideal for hobbies or extra storage. With its expansive grounds, this property would make a great horse or animal property.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,413 | $2,382 | $3,089 |
Total Monthly Payment | $3,044 | $3,013 | $3,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.