Welcome to your Santa Barbara style custom curated home. This spacious Kensington plan by Cothran Homes has a lovely living room with fireplace and Minka Ceiling Fan that leads right into the open concept kitchen and dining area. Fulton Harbor blue shaker style cabinets, Satin Brass hardware, Fashion White Quartz countertops, single bowl under mount stainless steel sink, under cabinet lighting and spacious center island makes this charming and inviting kitchen the place to be. Enjoy cooking on your GE Stainless gas range and whip up a meal so tasty your family will be talking about it for days. Kitchen also includes GE Stainless above-the- range microwave and dishwasher. 3 Bedrooms, 2 ½ baths, includes 5” wide Polaris Lighthouse luxury vinyl plank flooring throughout 1st floor main living areas and Shaw Midway Plaza Wheat Field carpet with 8lb pad in second floor bedrooms and loft. Spacious Owner’s bedroom with LED disk lights, Minka ceiling fan, tray ceiling and walk- in closet. Stunning en-suite includes Serenity Bone tiled walk-in shower, soaking tub, Fulton Harbor blue double vanity with Arctic White Quartz top, white undermount sinks and linen closet. Second floor Loft is perfect to set up as a Study/Den for those cozy family movie nights. Second floor laundry room includes Washer/ Dryer hookup and shelving for all your laundry accessories. The rear covered porch is the perfect spot to do some outdoor entertaining. And last, but not least, Sherwin Williams City Loft interior wall paint and LED disk lights up in the loft add the perfect final touches to complete this move-in -ready home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$366,325
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $293,060 | $293,060 | $293,060 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,024 | $1,948 | $2,471 |
Total Monthly Payment | $2,099 | $2,023 | $2,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.