Meticulously maintained 2 bedroom 4 bathroom townhouse in Essex awaits! As you approach the entrance, you will pass beautiful perennials on the front porch. Step into the kitchen that features stainless steel appliances, plenty of cabinet space and a breakfast nook. Granite counters with tiled backsplash adds beauty and charm. The spacious dining room has natural light that shines through with a gas fireplace and built ins. Grab your favorite beverage and sit out on the updated deck off of the dining room providing peace and tranquility. Make your way into the living room area perfect for entertaining guests and family. The hardwood floors on the main level add elegance, while bamboo flooring upstairs provides a modern touch in the bedrooms. The primary bedroom’s radiant bathroom floor offers extra comfort. Spacious downstairs laundry room brings you into the 1 car garage. Don’t miss the studio off of the garage with cedar closet. New furnace installed in March of last year. Minutes to shopping, Essex Junction, eateries, and short commute to UVM Medical Center, & I89. Don’t miss out! Call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,156 | $3,154 | $3,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.